Property
Rental Yield and Cash Flow Calculator
Compare gross yield, operating yield and cash after financing. This free rental yield and cash flow calculator shows the calculation and its assumptions so you can compare your own figures.
Your results
Compare gross yield, operating yield and cash after financing.
Calculated outcomes
- Acquisition Cost
- €308,000.00
- Gross Annual Rent
- €21,600.00
- Collected Rent
- €20,520.00
- Management Fees
- €1,641.60
- Operating Costs
- €3,981.60
- Net Operating Income
- €16,538.40
- Gross Yield Percent
- 7.2%
- Monthly Cash Flow Before Tax
- €378.20
Assumptions and estimates
- Gross yield uses purchase price. Net yield uses full acquisition cost, includes vacancy and operating cash expenses, and excludes financing and Income Tax. Cash flow separately subtracts full financing payments. LPT is a cash expense here, not a claimed rental Income Tax deduction; RTB, management and insurance are editable annual amounts.
- Method: Operating yield divides rent after vacancy and operating expenses by total acquisition cost. Financing payments are then deducted for cash flow.
- Yield is before income tax and capital gains. LPT and RTB costs are editable inputs, not automatic legislative rates. Debt principal is a cash payment, not a tax expense.
Useful next steps
- Use Compare options to test an alternative side by side.
- Copy, print or download a record of this calculation when you need one.
Reports open your email app addressed to s@s1.ie with the public page address only. Your inputs are never added.
How the rental yield & cash flow calculation works
Operating yield divides rent after vacancy and operating expenses by total acquisition cost. Financing payments are then deducted for cash flow.
Yield is before income tax and capital gains. LPT and RTB costs are editable inputs, not automatic legislative rates. Debt principal is a cash payment, not a tax expense.
Using this calculator
- Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
- Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
- Review net yield percent and annual cash flow before tax, then read the stated assumptions and eligibility conditions before using the result.
Worked example
This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.
See example inputs
- Purchase price (€)
- 300000
- Stamp duty (€)
- 3000
- Other acquisition costs (€)
- 5000
- Monthly rent (€)
- 1800
- Vacancy allowance (%)
- 5
- Annual insurance (€)
- 500
- Management fee (% of collected rent)
- 8
- Annual RTB cost (€)
- 40
- Annual LPT (€)
- 300
- Annual maintenance (€)
- 1500
- Other annual costs (€)
- 0
- Annual mortgage payments (€)
- 12000
- Net Yield Percent
- 5.37%
- Annual Cash Flow Before Tax
- €4,538.40