Property

Household rent affordability Calculator

Estimate rent capacity after household commitments and savings. This free household rent affordability calculator shows the calculation and its assumptions so you can compare your own figures.

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Your results

Affordable Monthly Rent€1,575.00

Estimate rent capacity after household commitments and savings.

Cashflow Rent Ceiling€2,250.00

Calculated outcomes

Income Benchmark Rent: €1,575.00
Other Commitments: €2,250.00

Assumptions and estimates

Uses the lower of cash remaining after commitments and your selected income-share benchmark. The benchmark is a personal planning assumption, not a legal Irish rent limit or landlord approval rule. Include bills that are not covered by rent.
Method: Take the lower of residual monthly cash and a chosen share of net income.
The income share is a personal benchmark, not a legal Irish rent cap or landlord approval rule.

Useful next steps

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How the household rent affordability calculation works

Take the lower of residual monthly cash and a chosen share of net income.

The income share is a personal benchmark, not a legal Irish rent cap or landlord approval rule.

Using this calculator

Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
Review affordable monthly rent and cashflow rent ceiling, then read the stated assumptions and eligibility conditions before using the result.

Worked example

This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.

See example inputs

Household net monthly income (€): 4500
Other living costs (€): 1400
Monthly debt payments (€): 250
Planned monthly savings (€): 400
Monthly safety buffer (€): 200
Preferred maximum income share (%): 35

Affordable Monthly Rent: €1,575.00
Cashflow Rent Ceiling: €2,250.00

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