Property
Joint property equity buyout Calculator
Estimate a co-owner’s equity share and replacement funding. This free joint property equity buyout calculator shows the calculation and its assumptions so you can compare your own figures.
Calculated on your device
Your results
Departing Equity Payment€100,000.00
Estimate a co-owner’s equity share and replacement funding.
Extra Funding Needed€82,500.00
Calculated outcomes
- Net Property Equity
- €200,000.00
- Projected Retaining Borrowing
- €282,500.00
Assumptions and estimates
- A negotiated equity arithmetic model only. Negative equity creates a negative share. Ownership shares, relationship law, lender release, tax, transfer stamp duty and legal documentation need case-specific confirmation. The projected borrowing is not a lender offer.
- Method: Deduct outstanding mortgage and agreed costs from value; multiply net equity by departing share.
- Negotiated equity arithmetic only. Lender release, title, family law, tax and transfer costs require confirmation.
Useful next steps
- Use Compare options to test an alternative side by side.
- Copy, print or download a record of this calculation when you need one.
Reports open your email app addressed to s@s1.ie with the public page address only. Your inputs are never added.
How the joint property equity buyout calculation works
Deduct outstanding mortgage and agreed costs from value; multiply net equity by departing share.
Negotiated equity arithmetic only. Lender release, title, family law, tax and transfer costs require confirmation.
Using this calculator
- Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
- Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
- Review departing equity payment and extra funding needed, then read the stated assumptions and eligibility conditions before using the result.
Worked example
This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.
See example inputs
- Agreed property value (€)
- 400000
- Outstanding mortgage (€)
- 200000
- Departing owner’s equity share (%)
- 50
- Agreed deduction before splitting (€)
- 0
- All transfer costs (€)
- 2500
- Retaining owner’s available cash (€)
- 20000
- Departing Equity Payment
- €100,000.00
- Extra Funding Needed
- €82,500.00
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