Driving & travel
Car ownership cost Calculator
Compare depreciation, fuel and all entered recurring car expenses. This free car ownership cost calculator shows the calculation and its assumptions so you can compare your own figures.
Your results
Compare depreciation, fuel and all entered recurring car expenses.
Calculated outcomes
- Depreciation
- €13,000.00
- Annual Fuel Cost
- €1,944.00
- Annual Running Cost
- €3,844.00
- Total Ownership Cost
- €34,720.00
Assumptions and estimates
- Method: Ownership cost = purchase minus resale + years × annual running costs + total finance interest.
- Values are estimates, not quoted Irish vehicle tax or insurance rates. Excludes opportunity cost and time value of money; enter finance interest once, not loan principal.
Useful next steps
- Use Compare options to test an alternative side by side.
- Copy, print or download a record of this calculation when you need one.
Reports open your email app addressed to s@s1.ie with the public page address only. Your inputs are never added.
How the car ownership cost calculation works
Ownership cost = purchase minus resale + years × annual running costs + total finance interest.
Values are estimates, not quoted Irish vehicle tax or insurance rates. Excludes opportunity cost and time value of money; enter finance interest once, not loan principal.
Using this calculator
- Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
- Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
- Review annual ownership cost and cost per km, then read the stated assumptions and eligibility conditions before using the result.
Worked example
This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.
See example inputs
- Purchase price (€)
- 25000
- Expected resale value (€)
- 12000
- Ownership years
- 5
- Annual distance (km)
- 18000
- Fuel consumption (L/100 km)
- 6
- Fuel price (€/litre)
- 1.8
- Annual insurance (€)
- 700
- Annual motor tax (€)
- 200
- Annual maintenance (€)
- 600
- Annual parking and tolls (€)
- 400
- Total finance interest over ownership (€)
- 2500
- Annual Ownership Cost
- €6,944.00
- Cost Per Km
- €0.3858/km